Contact Information

Independent Health

Website: www.independenthealth.com  
Customer Service: 1-800-501-3439 Mon. - Fri. 8am - 8pm
Email: memberservice@servicing.independenthealth.com  
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Counties Served

Health Plans for Individuals & Families on NY State of Health

This information is provided for research purposes only. The premium rates given are before any advance tax credits are applied. Please verify premium rates and plan details on the NYSOH Marketplace or directly with Independent Health.

For ease of presentation, the chart shows the individual premium for each rating region. To calculate the couple rate, multiply by 2; individual plus child(ren) rate, multiply by 1.7; and for the family rate, multiply by 2.85.

PLATINUM PLANS Region 2
2015 - Standard Platinum Summary of Benefits $598.42
2016 - Standard Platinum
HiosID: 18029NY1180001
Summary of Benefits $535.30
2015 - FlexFit Platinum Summary of Benefits $574.54
2016 - FlexFit Platinum
HiosID: 18029NY1180021
Summary of Benefits $515.93
2015 - Choice Plus Platinum Summary of Benefits $510.72
2016 - Choice Plus Platinum
HiosID: 18029NY1180077
Summary of Benefits $477.45
GOLD PLANS Region 2
2015 - Standard Gold Summary of Benefits $518.56
2016 - Standard Gold
HiosID: 18029NY1220001
Summary of Benefits $465.79
2015 - Choice Plus Gold Summary of Benefits $438.66
2016 - Choice Plus Gold
HiosID: 18029NY1220025
Summary of Benefits $421.21
2015 - iDirect Gold Summary of Benefits $498.01
2016 - iDirect Gold Copay
HiosID: 18029NY1220021
Summary of Benefits $447.11
SILVER PLANS Region 2
2015 - Standard Silver Summary of Benefits $448.07
2016 - Standard Silver
HiosID: 18029NY1260001
Summary of Benefits $400.07
2015 - iDirect Silver Coinsurance Summary of Benefits $427.77
2016 - iDirect Silver Coinsurance HSAQ
HiosID: 18029NY1260037
Summary of Benefits $373.53
SILVER PLANS: CSR 200-250% FPL Region 2
2015 - Standard Silver Summary of Benefits $448.07
2016 - Standard Silver
HiosID: 18029NY1260001
Summary of Benefits $400.07
2015 - iDirect Silver Coinsurance Summary of Benefits $427.77
2016 - iDirect Silver Coinsurance HSAQ
HiosID: 18029NY1260037
Summary of Benefits $373.53
SILVER PLANS: CSR 150-200% FPL Region 2
2015 - Standard Silver Summary of Benefits $448.07
2015 - iDirect Silver Coinsurance Summary of Benefits $427.77
SILVER PLANS: CSR 100-150% FPL Region 2
2015 - Standard Silver Summary of Benefits $448.07
2015 - iDirect Silver Coinsurance Summary of Benefits $427.77
BRONZE PLANS Region 2
2015 - Standard Bronze Summary of Benefits $384.86
2016 - Standard Bronze
HiosID: 18029NY1310009
Summary of Benefits $318.97
2015 - Choice Plus Bronze Summary of Benefits $330.63
2015 - Max Bronze Summary of Benefits $379.40
2016 - iDirect Bronze Coinsurance HSAQ
HiosID: 18029NY1310033
Summary of Benefits $316.14
CATASTROPHIC PLANS Region 2
2015 - Standard Catastrophic Summary of Benefits $205.33
2016 - Standard Catastrophic
HiosID: 18029NY1290001
Summary of Benefits $148.41
HSA QUALIFIED PLANS: You can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses when you enroll in one of the following plans: iDirect Bronze Coinsurance HSAQ & iDirect Silver Coinsurance HSAQ
OUT-OF-NETWORK COVERAGE: The following include Out-of Network Coverage: Standard Platinum, FlexFit Platinum, Choice Plus Platinum, Standard Gold, iDirect Gold, Choice Plus Gold, Standard Silver, iDirect Silver, Standard Bronze & iDirect Bronze.
NOTES: The Choice Plus Platinum, Choice Plus Gold and Choice Plus Bronze Plans are only available in Erie & Niagara County.
ADDITIONAL NOTES: For more information about 2016 rates and plans, including child only rates and dependants to 29 rates, visit the 2016 Approved Rate Manual.