Contact Information

CDPHP - Capital District Physicans Health Plan

Website: www.cdphp.com  
Customer Service: 855-236-7113 Mon-Fri 8am - 8pm
Customer Service: 518-641-3050 Mon-Fri 8am - 8pm
Email: Web Form  
Facebook: CDPHP  
Twitter: @CDPHP  

Counties Served

Health Plans for Individuals & Families on NY State of Health

This information is provided for research purposes only. The premium rates given are before any advance tax credits are applied. Please verify premium rates and plan details on the NYSOH Marketplace or directly with CDPHP.

For ease of presentation, the chart shows the individual premium for each rating region. To calculate the couple rate, multiply by 2; individual plus child(ren) rate, multiply by 1.7; and for the family rate, multiply by 2.85.

PLATINUM PLANS Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 10 Platinum Standard Summary of Benefits $631.46 $745.44 $708.19 $680.15
2016 - HMO Copayment 10 Platinum Standard
HiosID: 94788NY0280053
  $652.35 $789.57 $731.61 $702.65
2015 - HMO Copayment 12 Platinum Summary of Benefits $642.91 $758.95 $721.02 $692.47
2015 - HMO Copayment 11 Platinum Summary of Benefits $636.34 $751.19 $713.65 $685.40
2016 - HMO Hybrid 13 Platinum
HiosID: 94788NY0280129
Summary of Benefits $639.55 $774.18 $717.26 $688.86
GOLD PLANS Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 20 Gold Standard Summary of Benefits $534.21 $630.64 $599.12 $575.40
2016 - HMO Copayment 20 Gold Standard
HiosID: 94788NY0280054
Summary of Benefits $555.36 $672.26 $622.84 $598.18
2015 - HMO Copayment 21 Gold Summary of Benefits $537.37 $634.36 $602.66 $578.80
2015 - HMO Hybrid 22 Gold Summary of Benefits $558.08 $658.81 $625.88 $601.10
2016 - HMO Hybrid 23 Gold
HiosID: 94788NY0280131
Summary of Benefits $536.06 $648.90 $601.19 $577.39
SILVER PLANS Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 30 Silver Standard Summary of Benefits $463.01 $546.59 $519.27 $498.71
2016 - HMO Copayment 30 Silver Standard
HiosID: 94788NY0280055
Summary of Benefits $467.13 $565.46 $523.89 $503.15
2015 - Embrace Health HMO Coinsurance 32 Silver Summary of Benefits $477.59 $563.80 $535.62 $514.95
2016 - Smart Deductible HMO Coinsurance 34 Silver
HiosID: 94788NY0280017
Summary of Benefits $448.09 $542.41 $502.53 $482.64
2015 - HDHMO Qualified 31 Silver Summary of Benefits $468.41 $552.96 $525.32 $504.53
2016 - HDHMO Qualified 33 Silver
HiosID: 94788NY0280021
Summary of Benefits $443.14 $536.42 $496.98 $477.31
SILVER PLANS: CSR 200-250% FPL Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 30 Silver Standard Summary of Benefits $463.01 $546.59 $519.27 $498.71
2016 - HMO Copayment 30 Silver Standard
HiosID: 94788NY0280055
Summary of Benefits $467.13 $565.46 $523.89 $503.15
2015 - Embrace Health HMO Coinsurance 32 Silver Summary of Benefits $477.59 $563.80 $535.62 $514.95
2016 - Smart Deductible HMO Coinsurance 34 Silver
HiosID: 94788NY0280017
Summary of Benefits $448.09 $542.41 $502.53 $482.64
2015 - HDHMO Qualified 31 Silver Summary of Benefits $468.41 $552.96 $525.32 $504.53
2016 - HDHMO Qualified 33 Silver
HiosID: 94788NY0280021
Summary of Benefits $443.14 $536.42 $496.98 $477.31
SILVER PLANS: CSR 150-200% FPL Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 30 Silver Standard Summary of Benefits $463.01 $546.59 $519.27 $498.71
2015 - Embrace Health HMO Coinsurance 32 Silver Summary of Benefits $477.59 $563.80 $535.62 $514.95
2015 - HDHMO Qualified 31 Summary of Benefits $468.41 $552.96 $525.32 $504.53
SILVER PLANS: CSR 100-150% FPL Region 1 Region 3 Region 6 Region 7
2015 - HMO Copayment 30 Silver Standard Summary of Benefits $463.01 $546.59 $519.27 $498.71
2015 - Embrace Health HMO Coinsurance 32 Silver Summary of Benefits $477.59 $563.80 $535.62 $514.95
2015 - HDHMO Qualified 31 Silver Summary of Benefits $468.41 $552.96 $525.32 $504.53
BRONZE PLANS Region 1 Region 3 Region 6 Region 7
2015 - HDHMO Copayment Non-Qualified 40 Bronze Standard Summary of Benefits $396.75 $468.36 $444.96 $427.34
2016 - HDHMO Non-Qualified 40 Bronze Standard
HiosID: 94788NY0280059
Summary of Benefits $393.22 $474.99 $441.00 $423.54
2015 - HDHMO Qualified 41 Bronze Summary of Benefits $377.56 $445.71 $423.44 $406.67
2015 - HDHMO Qualified 42 Bronze Summary of Benefits $388.49 $458.61 $435.69 $418.44
2016 - HDHMO Qualified 44 Bronze
HiosID: 94788NY0280029
Summary of Benefits $390.56 $472.77 $438.01 $420.67
CATASTROPHIC PLANS Region 1 Region 3 Region 6 Region 7
2015 - HDHMO Non-Qualified 50 Catastrophic Standard Summary of Benefits $231.34 $273.10 $259.45 $249.18
2016 - HDHMO Non-Qualified 50 Catastrophic Standard
HiosID: 94788NY0280047
Summary of Benefits $234.15 $283.44 $252.60 $242.20
HSA QUALIFIED PLANS:You can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses when you enroll one of the following plans: HDHMO Qualified 44 Bronze or HDHMO Qualified 33 Silver.
NOTES: For more information about 2016 rates and plans, including child only rates and dependants to 29 rates, visit the 2016 Approved Rate Manual.