2016 Plans Available in Chautauqua County for Individuals & Families

Chautauqua County is served by 4 insurance carriers on the NYSOH Marketplace:
Fidelis; HealthNow (BCBS of Western NY); Independent Health; and Univera Health Care.

This information is provided for research purposes only. The premium rates given are before any advance tax credits are applied. Please verify premium rates and plan details on the NYSOH Marketplace or directly with the insurance carrier.

Fidelis Care

Customer Service: 1-888-343-3547
PLATINUM PLANS Individual Couple Individual + Child(ren) Family
Fidelis Care Platinum
HiosID: 25303NY0040001
Summary of Benefits $525.76 $1,051.52 $893.79. $1,498.42
GOLD PLANS Individual Couple Individual + Child(ren) Family
Fidelis Care Gold
HiosID: 25303NY0030001
Summary of Benefits $432.64 $865.28 $735.49 $1,233.02
SILVER PLANS Individual Couple Individual + Child(ren) Family
Fidelis Care Silver
HiosID: 25303NY0020001
Summary of Benefits $352.19 $706.38 $600.42 $1,006.59
SILVER PLANS: CSR 200-250% FPL Individual Couple Individual + Child(ren) Family
Fidelis Care Silver
HiosID: 25303NY0020001
Summary of Benefits $352.19 $706.38 $600.42 $1,006.59
BRONZE PLANS Individual Couple Individual + Child(ren) Family
Fidelis Care Bronze
HiosID: 25303NY0010001
Summary of Benefits $280.83 $561.66 $706.38 $1,051.52
CATASTROPHIC PLANS Individual Couple Individual + Child(ren) Family
Fidelis Care Catastrophic
HiosID: 25303NY0090001
Summary of Benefits $153.11 $306.22 $260.29 $436.36


HealthNow
(Blue Cross Blue Shield of Western NY)

Customer Service: 1-855-826-6996
PLATINUM PLANS Individual Couple Individual + Child(ren) Family
Platinum Standard
HiosID: 49526NY0450035
Summary of Benefits $578.61 $1,157.22 $983.64 $1,649.04
Platinum POS 110 EX
HiosID: 49526NY0450040
Summary of Benefits $596.08 $1,192.16 $1,013.34 $1,698.83
GOLD PLANS Individual Couple Individual + Child(ren) Family
Gold Standard
HiosID: 49526NY0450026
Summary of Benefits $480.48 $960.96 $816.82 $1,369.37
Gold Aqua
HiosID: 49526NY0450031
Summary of Benefits $462.13 $924.26 $785.62 $1,317.07
Gold POS 7100
HiosID: 49526NY0650001
Summary of Benefits $442.93 $885.86 $752.98 $1,262.35
SILVER PLANS Individual Couple Individual + Child(ren) Family
Silver Standard
HiosID: 49526NY0450014
Summary of Benefits  $403.43 $806.86 $685.83 $1,149.78
Silver POS 7100
HiosID: 49526NY0450019
Summary of Benefits $378.88 $757.76 $644.10 $1,079.81
Silver POS 8100EX
HiosID: 49526NY0650003
Summary of Benefits $397.67 $795.34 $676.04 $1,133.36
SILVER PLANS: CSR 200-250% FPL Individual Couple Individual + Child(ren) Family
Silver Standard A
HiosID: 49526NY0450014
  $403.43 $806.86 $685.83 $1,149.78
Silver POS 7100 A
HiosID: 49526NY0450019
  $378.88 $757.76 $644.10 $1,079.81
Silver POS 8100EX A
HiosID: 49526NY0650003
  $397.67 $795.34 $676.04 $1,133.36
BRONZE PLANS Individual Couple Individual + Child(ren) Family
Bronze Standard
HiosID:49526NY0450001
Summary of Benefits $310.68 $621.36 $528.16 $885.44
Bronze Value
HiosID: 49526NY0450006
Summary of Benefits $313.86 $627.72 $533.56 $894.50
Bronze POS 8100EX
HiosID: 49526NY0450008
Summary of Benefits $337.29 $674.58 $573.39 $961.28
CATASTROPHIC PLANS Individual Couple Individual + Child(ren) Family
Catastropic   n/a n/a n/a n/a
HSA QUALIFIED PLANS: You can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses when you enroll in one of the following plans: Bronze Standard, Bronze POS 8100EX, Silver POS8100EX A, Silver POS 7100 & Silver POS 7100 A.
OUT-OF-NETWORK COVERAGE: All 2016 plans include Out-of Network Coverage.
NOTES: I haven't been able to find the Summary of Benefits for the 2016 Silver Cost Sharing Reduced Plans, however, here's a chart showing deductibles, out-of-pocket maximums and copays/coinsurance - Silver CSR Plans


Independent Health

Customer Service: 1-800-501-3439
PLATINUM PLANS Individual Couple Individual + Child(ren) Family
Standard Platinum
HiosID: 18029NY1180001
Summary of Benefits $535.30 $1,070.60 $910.01 $1,525.61
FlexFit Platinum
HiosID: 18029NY1180021
Summary of Benefits $515.93 $1,031.86 $877.08 $1,470.40
GOLD PLANS Individual Couple Individual + Child(ren) Family
Standard Gold
HiosID: 18029NY1220001
Summary of Benefits $465.79 $931.58 $791.84 $1,327.50
iDirect Gold Copay
HiosID: 18029NY1220021
Summary of Benefits $447.11 $894.22 $760.09 $1,274.26
SILVER PLANS Individual Couple Individual + Child(ren) Family
Standard Silver
HiosID: 18029NY1260001
Summary of Benefits $400.07 $800.14 $680.12 $1,140.20
iDirect Silver Coinsurance HSAQ
HiosID: 18029NY1260037
Summary of Benefits $373.53 $747.06 $635.00 $1,064.56
SILVER PLANS: CSR 200-250% FPL Individual Couple Individual + Child(ren) Family
Standard Silver
HiosID: 18029NY1260001
Summary of Benefits $400.07 $800.14 $680.12 $1,140.20
iDirect Silver Coinsurance HSAQ
HiosID: 18029NY1260037
Summary of Benefits $373.53 $747.06 $635.00 $1,064.56
BRONZE PLANS Individual Couple Individual + Child(ren) Family
Standard Bronze
HiosID: 18029NY1310009
Summary of Benefits $318.97 $637.94 $542.25 $909.06
iDirect Bronze Coinsurance HSAQ
HiosID: 18029NY1310033
Summary of Benefits $316.14 $632.28 $537.44 $901.00
CATASTROPHIC PLANS Individual Couple Individual + Child(ren) Family
Standard Catastrophic
HiosID: 18029NY1290001
Summary of Benefits $148.41 $296.82 $252.30 $422.97
HSA QUALIFIED PLANS: You can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses when you enroll in one of the following plans: iDirect Bronze Coinsurance HSAQ & iDirect Silver Coinsurance HSAQ
OUT-OF-NETWORK COVERAGE: The following include Out-of Network Coverage: Standard Platinum, FlexFit Platinum, Standard Gold, iDirect Gold, Standard Silver, iDirect Silver, Standard Bronze & iDirect Bronze.


Univera Health Care
(Excellus Blue Cross Blue Shield)

Customer Service: 1-800-817-6700
PLATINUM PLANS Individual Couple Individual + Child(ren) Family
Platinum Standard
HiosID: 78124NY0930004
Summary of Benefits $768.98 $1,537.96 $1,307.27 $2,191.59
Platinum Select
HiosID: 78124NY0930010
Summary of Benefits $742.15 $1,484.30 $1,261.66 $2,115.13
GOLD PLANS Individual Couple Individual + Child(ren) Family
Gold Standard
HiosID: 78124NY0940004
Summary of Benefits $661.95 $1,323.90 $1,125.32 $1,886.56
Gold Select
HiosID: 78124NY0940016
Summary of Benefits $635.45 $1,270.90 $1,080.27 $1,811.03
SILVER PLANS Individual Couple Individual + Child(ren) Family
Silver Standard
HiosID: 78124NY0940010
Summary of Benefits $557.48 $1,114.96 $947.72 $1,588.82
Silver Select
HiosID: 78124NY0950010
Summary of Benefits $487.32 $974.64 $828.44 $1,388.86
SILVER PLANS: CSR 200-250% FPL Individual Couple Individual + Child(ren) Family
Silver Standard
HiosID: 78124NY0940010
Summary of Benefits $557.48 $1,114.96 $947.72 $1,588.82
Silver Select
HiosID: 78124NY0950010
Summary of Benefits $487.32 $974.64 $828.44 $1,388.86
BRONZE PLANS Individual Couple Individual + Child(ren) Family
Bronze Standard HSA
HiosID: 78124NY0950004
Summary of Benefits $406.90 $813.80 $691.73 $1,159.67
Bronze Select
HiosID: 78124NY0950014
Summary of Benefits $382.12 $764.24 $649.60 $1,089.04
Bronze Standard
HiosID: 78124NY0950018
Summary of Benefits $413.84 $827.68 $703.53 $1,179.44
CATASTROPHIC PLANS Individual Couple Individual + Child(ren) Family
Base
HiosID: 78124NY0960002
Summary of Benefits $217.10 $434.20 $369.07 $618.74
HSA QUALIFIED PLANS: You can set up a pre-tax Health Savings Account (HSA) to pay for out-of-pocket health care expenses when you enroll in one of the following plans: Bronze Standard HSA, Bronze Select or Silver Select.